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If the Priority Pass cost exceeds the obtainable endorsed limit, cardholder might should make the fee by way of FC account. If customer needs to settle the Balance transferred amount earlier than the predetermined time period then an early settlement fee could must be paid by the cardholder as per latest Schedule of charges. The Bank may at any time recall all or any card and cancel its/their use with or without giving prior discover to the cardholder.

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All entries within the Statement of Account shall be presumed appropriate until the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect. If the disputed Card Transaction seems to be genuine, the Cardholder shall pay the quantity set out within the related Card Transaction along with any fees incurred by the Bank in the investigation of such disputed Card Transaction. If the Cardholder pays an amount less than the present balance of a specific month’s bill assertion by the cost due date, curiosity shall be accrued on the stability remaining after the Payment Due Date and shall be posted within the next statement. A delayed or amended charge shall be processed to the Card Account within 90 calendar days of the transaction date of the associated transaction. The Card just isn’t transferrable and its utilization is subject to the terms mentioned herein and any extra situations stipulated by BRAC Bank Limited every so often. The Cardholder under no circumstances whatsoever will enable the Card and/or PIN and/or CVC/CVV and/or OTP to be used by any other individual.

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From time to time, Bank may monitor and/or record phone calls between the Cardholder and Bank to guarantee the standard of its customer support or as required by relevant regulation. When presenting the Priority Pass card on coming into the lounge, lounge employees will take an imprint of the card and issue a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have electronic card readers, which is ready to take the cardholder’s detail off the magnetic strip on the reverse aspect of the Priority Pass card. Where relevant, the cardholder should sign the ‘Record of Visit’ voucher, which will also reflect the exact variety of accompanying visitors, if any, however does not present any per particular person per go to charge.

Maximum 95% of the out there credit score limit could be availed for Balance Transfer. The Bank shall terminate the use of the cardboard with out discover upon the demise, chapter or insolvency of the cardholder or when the whereabouts of the cardholder turn into unknown to the Bank due to any cause attributable to the Bank. For cheque payment through Drop Box positioned at numerous BRAC Bank branches, fee to be reflected on the subsequent working day. The facility of a Supplementary Card, is a special facility at such fee/rate as could additionally be stipulated by BRAC Bank once in a while. The Bank will credit score the Cardholder’s Card account with the amount of any refund solely upon receipt of a properly issued credit score voucher from the merchant establishment.

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“Schedule of Charges” means the record of expenses relevant for the services provided on the Card. These charges are topic to changes on the sole discretion of BRAC Bank Limited. However, such changes in costs may be made solely with potential effect giving prior notice of 30 days to the Cardholder. One of one of the best ways to not waste money is to look for casinos that accept the Norwegian krone as the primary foreign money.

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Credit card bill can be paid by way of bKash app. The cost by way of bKash may require maximum 3 working days to be settled. All transactions licensed by the supplementary cardholder previous to the date the supplementary card is obtained by the Bank, are legitimate and handled as binding upon the first cardholder and are the liability of the primary cardholder. The Bank shall deliver a Statement of Account to the Cardholder every month or at such other regular intervals as deemed match by the Bank.

In case the Cardholder does not need his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation ought to be despatched to the Bank two months upfront. Intimation sent sooner than two months or less than 30 days before the expiry cannot be accepted. The Bank may present details about the Cardholder and the conduct of his/her accounts to any additional cardholder or to some other person/body to whom the Bank transfers its rights and obligations beneath this settlement. The Bank shall have the proper to check the credit score standing of the applicant for the card/or examine standing of the Cardholder at any occasions as and when the Bank deems match regardless of him/her. The cardholder and/or his property shall be liable for repaying in full any excellent balances on the card account and shall keep the Bank indemnified for all costs and bills incurred in recovering such outstanding balances. The Bank displays the risk of using the Card in the High Risk Countries.

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“Current Balance” means the whole debit stability which shall be debited to the Card Account excellent on the Card Account payable to the Bank according to the Bank’s data on the date the Statement of Account is issued. “Card” means the Credit Card issued by the BRAC Bank Limited on the basis of utility made by the Cardholder underneath the name of VISA, MasterCard or JCB and likewise includes Primary, Supplementary/Additional and Replacement/Re-issued Cards. “Bangladesh Bank” means the central financial institution of Bangladesh established beneath the Bangladesh Bank Order (P.O. fifty two of 1972) and consists of its successors and assignees. Definitions & Interpretation “Applicant” means one who has/have utilized for a Card to BRAC Bank Limited.

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This could require the disclosure of data to a Bangladeshi or overseas governmental or regulatory authorities or to another person we moderately think essential for these functions. The Priority Pass card just isn’t a cost card nor it is a proof of creditworthiness and makes an attempt to use it as such might constitute fraud. Once a Balance Transfer has been made, the shopper has to proceed the steadiness switch amount for a minimum of 6 months with BRAC Bank i.e., the shopper can’t transfer the steadiness to another bank within the specified period of time. If the cardholder misses to pay 4 consecutive EMI payments, the total quantity might be again converted into outstanding with regular interest rate. The cardholder can buy Motorbikes with BRAC Bank Credit Card from any Motorbike Partner shops and convert the transactions into Motorbike installment plan at 16% efficient rate of interest per annum.

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The payment by the Cardholder of any sum to the Bank in respect of any Statement of Account shall represent binding and conclusive evidence of the acceptance by the Cardholder of the entries shown on that Statement of Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual fee as prescribed by the Bank for the card and an annual payment prescribed by the Bank for every Supplementary Card. “Security” means the lien of any account/Fixed Deposit/Financial Instrument towards which the card is issued . “Payment Due Date” means the date specified within the Statement of Account, by which date, cost of the Total Payment Due or the Current Balance or any part thereof or a minimum of the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument towards the issued Credit Card restrict.

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