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“Schedule of Charges” means the record of expenses applicable for the companies supplied on the Card. These costs are topic to modifications at the sole discretion of BRAC Bank Limited. However, such modifications in costs could additionally be made only with potential impact giving prior discover of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or gadget by which Card and/or PIN can be utilized. This contains ATM, Point of Sale terminal or e-Commerce via which Card transactions can be carried out or any other approved terminal or device related to BRAC Bank digital banking system once in a while.

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Installment tenure could differ from 3 to 36 months. In the occasion that the cardholder recovers the misplaced or stolen card, he/she shall instantly return the identical cut in halves to the Bank with out using it. The Cardholder shall not use the PIN after reporting to the Bank of the disclosure of the identical to another get together. BRAC Bank shall present Statement through e mail unless the Cardholder explicitly informs the Bank that s/he wants hardcopy statement.

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Subject to the requirements of statute, notification of any such change shall be given to the Cardholder by the Bank either in writing or by publication thereof. Such changes shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints might be resolved as per the policy of respective cost network (Visa/ Mastercard) and the choice of the fee community might be considered as last. The Bank can’t be held responsible for setting claims emanating from this scheme or for the approval or rejection of any declare. If you fail to inform BRAC Bank inside a hundred and twenty days of purchasing the product/service; the Bank won’t be held liable to entertain the complaint. The Bank shall be entitled at any time without the consent of the Cardholder to assign and transfer the whole or any part of its rights of obligations beneath this Agreement.

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The Cardholder undertakes to sign such additional doc as may be requested by the Bank from time to time to provide effect to such task and transfer. Information may be processed for the purposes of complying with relevant legal guidelines, including anti-money laundering and anti-terrorism legal guidelines and laws and combating crime and terrorism. This might require the disclosure of data to a Bangladeshi or abroad governmental or regulatory authorities or to any other individual we moderately suppose needed for these purposes.

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